Let us help you find a strategy in the tax effective Superannuation environment to help you create and maximise your retirement wealth. Build your Superannuation today for the lifestyle you want in retirement.
Your retirement can be a quite daunting event personally, emotionally and financially. We enjoy working with our clients on how to achieve their goals before and after their retirement to help make the transition as smooth as possible.
Life insurance protects those who depend on you the most – your family. One of our skilled Financial Planners can help ensure your family is financially secure if you prematurely pass away. This can be arranged in or out of the superannuation environment to provide you with a cost effective means of insurance cover that best suits your needs and circumstances.
Total and Permanent Disability (TPD) Insurance
TPD insurance is a policy which gives you coverage for permanent disability caused by an illness or injury whether it is at work or anywhere else. Let us develop a strategy that will allow you to repay your debts, help with your medical expenses and provide you with an appropriate standard of living when you are no longer able to work.
Income Protection protects one of your greatest assets – your ongoing income – yet it is not always the first asset you insure. Income Protection provides you with a monthly income whilst you are unable to work as a result of illness or injury which gives you peace of mind that you can continue to meet your ongoing living expenses. It can cover you 24 hours a day, anywhere in the world, and the premiums can be tax deductible.
Trauma Cover provides a lump sum benefit in the event of a serious illness such as cancer, stroke or heart attack. This assists with the costs associated with serious illness to help pay the mortgage, your medical expenses and to ensure you can pay for the best possible care and rehabilitation costs. Whilst insurance can’t prevent serious illnesses and injuries from occurring, it can protect you from the financial consequences such misfortune can bring.
We consider ourselves experts when it comes to Centrelink. We’ll save you the headaches and stress of having to deal with Centrelink so that you can spend more time enjoying the better things in life. We’ll work with you to develop a plan that maximises your Centrelink entitlements now and into the future.
Let us work with you to create wealth. Whether it is investments or superannuation, we will work on a plan with you on how best to accumulate wealth so that you can have the lifestyle you want and desire.
Structuring your investments to ensure your assets will go to your loved ones in a tax effective manner, providing peace of mind and security for your family.
We have helped many people during what can be one of the most difficult and stressful times of their lives in making the most of their redundancy. We’ll work through your options to structure your portfolio to provide you with a regular income whether you decide to retire or until you can get back on your feet – all the while trying to maximise your Centrelink entitlements.
Refinancing and Investment Loans
Find the right solution to structure debt to assist you to build wealth and save you time and interest on your existing loans. This service is not provided under the M3 license.